Call report 2016Q1
RAYNE BUILDING & LOAN ASSOCIATION — 2016Q1
The 22 measures RAYNE BUILDING & LOAN ASSOCIATION reported to the FFIEC for 2016Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 63,502,000 | USD | evidence → |
| Total loans | 17,553,000 | USD | evidence → |
| Allowance for loan losses | 250,000 | USD | evidence → |
| Securities available for sale | 35,939,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 48,643,000 | USD | evidence → |
| Interest-bearing deposits | 48,537,000 | USD | evidence → |
| Noninterest-bearing deposits | 106,000 | USD | evidence → |
| Equity capital | 14,354,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 546,000 | USD | evidence → |
| Interest expense | 96,000 | USD | evidence → |
| Net interest income | 450,000 | USD | evidence → |
| Noninterest income | 65,000 | USD | evidence → |
| Noninterest expense | 323,000 | USD | evidence → |
| Provision for loan losses | 4,000 | USD | evidence → |
| Pretax income | 188,000 | USD | evidence → |
| Income tax | 28,000 | USD | evidence → |
| Net income | 160,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,530,000 | USD | evidence → |
| Total capital | 13,839,000 | USD | evidence → |
| Risk-weighted assets | 19,716,000 | USD | evidence → |