Call report 2015Q4
RAYNE BUILDING & LOAN ASSOCIATION — 2015Q4
The 22 measures RAYNE BUILDING & LOAN ASSOCIATION reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 64,466,000 | USD | evidence → |
| Total loans | 18,894,000 | USD | evidence → |
| Allowance for loan losses | 250,000 | USD | evidence → |
| Securities available for sale | 36,762,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 49,847,000 | USD | evidence → |
| Interest-bearing deposits | 49,732,000 | USD | evidence → |
| Noninterest-bearing deposits | 115,000 | USD | evidence → |
| Equity capital | 14,122,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,213,000 | USD | evidence → |
| Interest expense | 399,000 | USD | evidence → |
| Net interest income | 1,814,000 | USD | evidence → |
| Noninterest income | 192,000 | USD | evidence → |
| Noninterest expense | 1,317,000 | USD | evidence → |
| Provision for loan losses | 12,000 | USD | evidence → |
| Pretax income | 733,000 | USD | evidence → |
| Income tax | 135,000 | USD | evidence → |
| Net income | 598,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,370,000 | USD | evidence → |
| Total capital | 13,691,000 | USD | evidence → |
| Risk-weighted assets | 20,264,000 | USD | evidence → |