Call report 2005Q1
1ST CHOICE BANK — 2005Q1
The 22 measures 1ST CHOICE BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 224,085,000 | USD | evidence → |
| Total loans | 166,938,000 | USD | evidence → |
| Allowance for loan losses | 1,827,000 | USD | evidence → |
| Securities available for sale | 32,524,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 205,970,000 | USD | evidence → |
| Interest-bearing deposits | 163,365,000 | USD | evidence → |
| Noninterest-bearing deposits | 42,605,000 | USD | evidence → |
| Equity capital | 17,248,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,187,000 | USD | evidence → |
| Interest expense | 924,000 | USD | evidence → |
| Net interest income | 2,263,000 | USD | evidence → |
| Noninterest income | 211,000 | USD | evidence → |
| Noninterest expense | 1,181,000 | USD | evidence → |
| Provision for loan losses | 251,000 | USD | evidence → |
| Pretax income | 1,042,000 | USD | evidence → |
| Income tax | 355,000 | USD | evidence → |
| Net income | 687,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,615,000 | USD | evidence → |
| Total capital | 19,442,000 | USD | evidence → |
| Risk-weighted assets | 167,494,000 | USD | evidence → |