Call report 2004Q4
1ST CHOICE BANK — 2004Q4
The 22 measures 1ST CHOICE BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 217,335,000 | USD | evidence → |
| Total loans | 154,173,000 | USD | evidence → |
| Allowance for loan losses | 1,602,000 | USD | evidence → |
| Securities available for sale | 33,322,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 199,531,000 | USD | evidence → |
| Interest-bearing deposits | 158,590,000 | USD | evidence → |
| Noninterest-bearing deposits | 40,941,000 | USD | evidence → |
| Equity capital | 16,898,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,704,000 | USD | evidence → |
| Interest expense | 3,287,000 | USD | evidence → |
| Net interest income | 8,417,000 | USD | evidence → |
| Noninterest income | 831,000 | USD | evidence → |
| Noninterest expense | 4,686,000 | USD | evidence → |
| Provision for loan losses | 664,000 | USD | evidence → |
| Pretax income | 3,898,000 | USD | evidence → |
| Income tax | 1,329,000 | USD | evidence → |
| Net income | 2,569,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,928,000 | USD | evidence → |
| Total capital | 18,530,000 | USD | evidence → |
| Risk-weighted assets | 156,687,000 | USD | evidence → |