Call report 2025Q4
ESB FINANCIAL — 2025Q4
The 22 measures ESB FINANCIAL reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 381,354,000 | USD | evidence → |
| Total loans | 255,177,000 | USD | evidence → |
| Allowance for loan losses | 2,548,000 | USD | evidence → |
| Securities available for sale | 58,945,000 | USD | evidence → |
| Securities held to maturity | 32,700,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 330,883,000 | USD | evidence → |
| Interest-bearing deposits | 255,583,000 | USD | evidence → |
| Noninterest-bearing deposits | 75,300,000 | USD | evidence → |
| Equity capital | 31,138,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,958,000 | USD | evidence → |
| Interest expense | 6,431,000 | USD | evidence → |
| Net interest income | 12,527,000 | USD | evidence → |
| Noninterest income | 3,237,000 | USD | evidence → |
| Noninterest expense | 11,382,000 | USD | evidence → |
| Provision for loan losses | 32,000 | USD | evidence → |
| Pretax income | 4,346,000 | USD | evidence → |
| Income tax | 199,000 | USD | evidence → |
| Net income | 4,147,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 34,327,000 | USD | evidence → |
| Total capital | 36,957,000 | USD | evidence → |
| Risk-weighted assets | 271,097,000 | USD | evidence → |