Call report 2025Q3
ESB FINANCIAL — 2025Q3
The 22 measures ESB FINANCIAL reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 371,674,000 | USD | evidence → |
| Total loans | 247,325,000 | USD | evidence → |
| Allowance for loan losses | 2,559,000 | USD | evidence → |
| Securities available for sale | 55,422,000 | USD | evidence → |
| Securities held to maturity | 34,151,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 322,188,000 | USD | evidence → |
| Interest-bearing deposits | 244,567,000 | USD | evidence → |
| Noninterest-bearing deposits | 77,621,000 | USD | evidence → |
| Equity capital | 30,832,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,083,000 | USD | evidence → |
| Interest expense | 4,808,000 | USD | evidence → |
| Net interest income | 9,275,000 | USD | evidence → |
| Noninterest income | 2,465,000 | USD | evidence → |
| Noninterest expense | 7,901,000 | USD | evidence → |
| Provision for loan losses | 37,000 | USD | evidence → |
| Pretax income | 3,804,000 | USD | evidence → |
| Income tax | 154,000 | USD | evidence → |
| Net income | 3,650,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 34,291,000 | USD | evidence → |
| Total capital | 36,925,000 | USD | evidence → |
| Risk-weighted assets | 260,468,000 | USD | evidence → |