Call report 2003Q1
BSB BANK & TRUST COMPANY — 2003Q1
The 22 measures BSB BANK & TRUST COMPANY reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,055,764,000 | USD | evidence → |
| Total loans | 1,402,098,000 | USD | evidence → |
| Allowance for loan losses | 65,944,000 | USD | evidence → |
| Securities available for sale | 577,971,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,477,905,000 | USD | evidence → |
| Interest-bearing deposits | 1,305,670,000 | USD | evidence → |
| Noninterest-bearing deposits | 172,235,000 | USD | evidence → |
| Equity capital | 163,014,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 29,401,000 | USD | evidence → |
| Interest expense | 10,118,000 | USD | evidence → |
| Net interest income | 19,283,000 | USD | evidence → |
| Noninterest income | 3,003,000 | USD | evidence → |
| Noninterest expense | 11,775,000 | USD | evidence → |
| Provision for loan losses | 3,968,000 | USD | evidence → |
| Pretax income | 6,872,000 | USD | evidence → |
| Income tax | 1,930,000 | USD | evidence → |
| Net income | 4,942,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 154,841,000 | USD | evidence → |
| Total capital | 173,078,000 | USD | evidence → |
| Risk-weighted assets | 1,411,274,000 | USD | evidence → |