Call report 2002Q4
BSB BANK & TRUST COMPANY — 2002Q4
The 22 measures BSB BANK & TRUST COMPANY reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,034,039,000 | USD | evidence → |
| Total loans | 1,353,385,000 | USD | evidence → |
| Allowance for loan losses | 63,249,000 | USD | evidence → |
| Securities available for sale | 537,908,000 | USD | evidence → |
| Securities held to maturity | 55,373,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,481,460,000 | USD | evidence → |
| Interest-bearing deposits | 1,288,115,000 | USD | evidence → |
| Noninterest-bearing deposits | 193,345,000 | USD | evidence → |
| Equity capital | 158,935,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 129,483,000 | USD | evidence → |
| Interest expense | 48,490,000 | USD | evidence → |
| Net interest income | 80,993,000 | USD | evidence → |
| Noninterest income | 17,043,000 | USD | evidence → |
| Noninterest expense | 47,539,000 | USD | evidence → |
| Provision for loan losses | 46,170,000 | USD | evidence → |
| Pretax income | 4,619,000 | USD | evidence → |
| Income tax | -254,000 | USD | evidence → |
| Net income | 4,873,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 149,723,000 | USD | evidence → |
| Total capital | 167,921,000 | USD | evidence → |
| Risk-weighted assets | 1,410,783,000 | USD | evidence → |