Call report 2008Q4
VALLEY COMMUNITY BANK — 2008Q4
The 22 measures VALLEY COMMUNITY BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 168,288,000 | USD | evidence → |
| Total loans | 131,921,000 | USD | evidence → |
| Allowance for loan losses | 1,914,000 | USD | evidence → |
| Securities available for sale | 22,012,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 142,014,000 | USD | evidence → |
| Interest-bearing deposits | 127,353,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,661,000 | USD | evidence → |
| Equity capital | 12,594,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,328,000 | USD | evidence → |
| Interest expense | 4,298,000 | USD | evidence → |
| Net interest income | 5,030,000 | USD | evidence → |
| Noninterest income | 530,000 | USD | evidence → |
| Noninterest expense | 5,489,000 | USD | evidence → |
| Provision for loan losses | 1,427,000 | USD | evidence → |
| Pretax income | -1,364,000 | USD | evidence → |
| Income tax | -541,000 | USD | evidence → |
| Net income | -823,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,436,000 | USD | evidence → |
| Total capital | 14,124,000 | USD | evidence → |
| Risk-weighted assets | 134,654,000 | USD | evidence → |