Call report 2008Q3
VALLEY COMMUNITY BANK — 2008Q3
The 22 measures VALLEY COMMUNITY BANK reported to the FFIEC for 2008Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 155,597,000 | USD | evidence → |
| Total loans | 136,061,000 | USD | evidence → |
| Allowance for loan losses | 1,684,000 | USD | evidence → |
| Securities available for sale | 11,848,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 130,304,000 | USD | evidence → |
| Interest-bearing deposits | 113,548,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,756,000 | USD | evidence → |
| Equity capital | 12,699,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,285,000 | USD | evidence → |
| Interest expense | 3,178,000 | USD | evidence → |
| Net interest income | 4,107,000 | USD | evidence → |
| Noninterest income | 462,000 | USD | evidence → |
| Noninterest expense | 4,034,000 | USD | evidence → |
| Provision for loan losses | 727,000 | USD | evidence → |
| Pretax income | -200,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -200,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,936,000 | USD | evidence → |
| Total capital | 14,620,000 | USD | evidence → |
| Risk-weighted assets | 136,460,000 | USD | evidence → |