Call report 2005Q2
VALLEY COMMUNITY BANK — 2005Q2
The 22 measures VALLEY COMMUNITY BANK reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 134,516,000 | USD | evidence → |
| Total loans | 104,680,000 | USD | evidence → |
| Allowance for loan losses | 1,048,000 | USD | evidence → |
| Securities available for sale | 23,600,000 | USD | evidence → |
| Securities held to maturity | 175,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 122,330,000 | USD | evidence → |
| Interest-bearing deposits | 101,674,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,656,000 | USD | evidence → |
| Equity capital | 10,194,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,701,000 | USD | evidence → |
| Interest expense | 1,149,000 | USD | evidence → |
| Net interest income | 2,552,000 | USD | evidence → |
| Noninterest income | 311,000 | USD | evidence → |
| Noninterest expense | 2,361,000 | USD | evidence → |
| Provision for loan losses | 91,000 | USD | evidence → |
| Pretax income | 411,000 | USD | evidence → |
| Income tax | 138,000 | USD | evidence → |
| Net income | 273,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,410,000 | USD | evidence → |
| Total capital | 11,458,000 | USD | evidence → |
| Risk-weighted assets | 109,877,000 | USD | evidence → |