Call report 2005Q1
VALLEY COMMUNITY BANK — 2005Q1
The 22 measures VALLEY COMMUNITY BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 134,482,000 | USD | evidence → |
| Total loans | 100,350,000 | USD | evidence → |
| Allowance for loan losses | 975,000 | USD | evidence → |
| Securities available for sale | 23,397,000 | USD | evidence → |
| Securities held to maturity | 175,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 120,055,000 | USD | evidence → |
| Interest-bearing deposits | 101,779,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,276,000 | USD | evidence → |
| Equity capital | 9,917,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,789,000 | USD | evidence → |
| Interest expense | 545,000 | USD | evidence → |
| Net interest income | 1,244,000 | USD | evidence → |
| Noninterest income | 154,000 | USD | evidence → |
| Noninterest expense | 1,168,000 | USD | evidence → |
| Provision for loan losses | 48,000 | USD | evidence → |
| Pretax income | 182,000 | USD | evidence → |
| Income tax | 60,000 | USD | evidence → |
| Net income | 122,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,259,000 | USD | evidence → |
| Total capital | 11,234,000 | USD | evidence → |
| Risk-weighted assets | 107,739,000 | USD | evidence → |