Call report 2003Q1
HERITAGE COMMUNITY BANK — 2003Q1
The 22 measures HERITAGE COMMUNITY BANK reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 80,088,000 | USD | evidence → |
| Total loans | 60,014,000 | USD | evidence → |
| Allowance for loan losses | 900,000 | USD | evidence → |
| Securities available for sale | 7,922,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 73,501,000 | USD | evidence → |
| Interest-bearing deposits | 68,666,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,835,000 | USD | evidence → |
| Equity capital | 5,933,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,171,000 | USD | evidence → |
| Interest expense | 506,000 | USD | evidence → |
| Net interest income | 665,000 | USD | evidence → |
| Noninterest income | 60,000 | USD | evidence → |
| Noninterest expense | 599,000 | USD | evidence → |
| Provision for loan losses | 59,000 | USD | evidence → |
| Pretax income | 67,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 67,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,888,000 | USD | evidence → |
| Total capital | 6,636,000 | USD | evidence → |
| Risk-weighted assets | 59,695,000 | USD | evidence → |