Call report 2002Q4
HERITAGE COMMUNITY BANK — 2002Q4
The 22 measures HERITAGE COMMUNITY BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 72,705,000 | USD | evidence → |
| Total loans | 55,525,000 | USD | evidence → |
| Allowance for loan losses | 875,000 | USD | evidence → |
| Securities available for sale | 11,929,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 67,261,000 | USD | evidence → |
| Interest-bearing deposits | 63,748,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,513,000 | USD | evidence → |
| Equity capital | 4,786,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,017,000 | USD | evidence → |
| Interest expense | 1,914,000 | USD | evidence → |
| Net interest income | 2,103,000 | USD | evidence → |
| Noninterest income | 248,000 | USD | evidence → |
| Noninterest expense | 1,909,000 | USD | evidence → |
| Provision for loan losses | 311,000 | USD | evidence → |
| Pretax income | 208,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 208,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,712,000 | USD | evidence → |
| Total capital | 5,386,000 | USD | evidence → |
| Risk-weighted assets | 53,757,000 | USD | evidence → |