Call report 2023Q1
CHARIS BANK — 2023Q1
The 22 measures CHARIS BANK reported to the FFIEC for 2023Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 252,346,000 | USD | evidence → |
| Total loans | 147,965,000 | USD | evidence → |
| Allowance for loan losses | 1,608,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 1,700,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 216,352,000 | USD | evidence → |
| Interest-bearing deposits | 173,075,000 | USD | evidence → |
| Noninterest-bearing deposits | 43,277,000 | USD | evidence → |
| Equity capital | 33,412,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,465,000 | USD | evidence → |
| Interest expense | 1,162,000 | USD | evidence → |
| Net interest income | 2,303,000 | USD | evidence → |
| Noninterest income | 80,000 | USD | evidence → |
| Noninterest expense | 3,820,000 | USD | evidence → |
| Provision for loan losses | 280,000 | USD | evidence → |
| Pretax income | -1,717,000 | USD | evidence → |
| Income tax | -148,000 | USD | evidence → |
| Net income | -1,569,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 28,515,000 | USD | evidence → |
| Total capital | 30,124,000 | USD | evidence → |
| Risk-weighted assets | 185,275,000 | USD | evidence → |