Call report 2022Q4
CHARIS BANK — 2022Q4
The 22 measures CHARIS BANK reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 258,421,000 | USD | evidence → |
| Total loans | 166,712,000 | USD | evidence → |
| Allowance for loan losses | 1,779,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 1,700,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 222,080,000 | USD | evidence → |
| Interest-bearing deposits | 175,723,000 | USD | evidence → |
| Noninterest-bearing deposits | 46,357,000 | USD | evidence → |
| Equity capital | 34,981,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,508,000 | USD | evidence → |
| Interest expense | 1,738,000 | USD | evidence → |
| Net interest income | 7,770,000 | USD | evidence → |
| Noninterest income | 238,000 | USD | evidence → |
| Noninterest expense | 5,603,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 2,255,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 2,255,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 30,391,000 | USD | evidence → |
| Total capital | 32,170,000 | USD | evidence → |
| Risk-weighted assets | 196,248,000 | USD | evidence → |