Call report 2003Q1
CHARIS BANK — 2003Q1
The 22 measures CHARIS BANK reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 51,687,000 | USD | evidence → |
| Total loans | 41,339,000 | USD | evidence → |
| Allowance for loan losses | 540,000 | USD | evidence → |
| Securities available for sale | 1,267,000 | USD | evidence → |
| Securities held to maturity | 2,076,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 45,957,000 | USD | evidence → |
| Interest-bearing deposits | 35,724,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,233,000 | USD | evidence → |
| Equity capital | 5,653,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 781,000 | USD | evidence → |
| Interest expense | 132,000 | USD | evidence → |
| Net interest income | 649,000 | USD | evidence → |
| Noninterest income | 102,000 | USD | evidence → |
| Noninterest expense | 370,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 381,000 | USD | evidence → |
| Income tax | 10,000 | USD | evidence → |
| Net income | 371,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,636,000 | USD | evidence → |
| Total capital | 6,139,000 | USD | evidence → |
| Risk-weighted assets | 40,173,000 | USD | evidence → |