Call report 2002Q4
CHARIS BANK — 2002Q4
The 22 measures CHARIS BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 50,840,000 | USD | evidence → |
| Total loans | 41,726,000 | USD | evidence → |
| Allowance for loan losses | 541,000 | USD | evidence → |
| Securities available for sale | 1,280,000 | USD | evidence → |
| Securities held to maturity | 2,122,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 45,179,000 | USD | evidence → |
| Interest-bearing deposits | 34,340,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,839,000 | USD | evidence → |
| Equity capital | 5,607,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,245,000 | USD | evidence → |
| Interest expense | 648,000 | USD | evidence → |
| Net interest income | 2,597,000 | USD | evidence → |
| Noninterest income | 379,000 | USD | evidence → |
| Noninterest expense | 1,703,000 | USD | evidence → |
| Provision for loan losses | 50,000 | USD | evidence → |
| Pretax income | 1,223,000 | USD | evidence → |
| Income tax | 50,000 | USD | evidence → |
| Net income | 1,173,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,577,000 | USD | evidence → |
| Total capital | 6,081,000 | USD | evidence → |
| Risk-weighted assets | 40,295,000 | USD | evidence → |