Call report 2004Q1
DAYSPRING BANK — 2004Q1
The 22 measures DAYSPRING BANK reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 159,723,000 | USD | evidence → |
| Total loans | 105,132,000 | USD | evidence → |
| Allowance for loan losses | 2,713,000 | USD | evidence → |
| Securities available for sale | 38,733,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 98,080,000 | USD | evidence → |
| Interest-bearing deposits | 90,876,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,204,000 | USD | evidence → |
| Equity capital | 18,539,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,251,000 | USD | evidence → |
| Interest expense | 794,000 | USD | evidence → |
| Net interest income | 1,457,000 | USD | evidence → |
| Noninterest income | 254,000 | USD | evidence → |
| Noninterest expense | 785,000 | USD | evidence → |
| Provision for loan losses | 60,000 | USD | evidence → |
| Pretax income | 944,000 | USD | evidence → |
| Income tax | 284,000 | USD | evidence → |
| Net income | 660,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,368,000 | USD | evidence → |
| Total capital | 14,803,000 | USD | evidence → |
| Risk-weighted assets | 113,480,000 | USD | evidence → |