Call report 2003Q4
DAYSPRING BANK — 2003Q4
The 22 measures DAYSPRING BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 147,779,000 | USD | evidence → |
| Total loans | 97,588,000 | USD | evidence → |
| Allowance for loan losses | 2,654,000 | USD | evidence → |
| Securities available for sale | 34,752,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 94,807,000 | USD | evidence → |
| Interest-bearing deposits | 87,077,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,730,000 | USD | evidence → |
| Equity capital | 17,771,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,322,000 | USD | evidence → |
| Interest expense | 3,284,000 | USD | evidence → |
| Net interest income | 5,038,000 | USD | evidence → |
| Noninterest income | 1,074,000 | USD | evidence → |
| Noninterest expense | 2,742,000 | USD | evidence → |
| Provision for loan losses | 2,422,000 | USD | evidence → |
| Pretax income | 1,161,000 | USD | evidence → |
| Income tax | 262,000 | USD | evidence → |
| Net income | 899,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,708,000 | USD | evidence → |
| Total capital | 14,067,000 | USD | evidence → |
| Risk-weighted assets | 107,359,000 | USD | evidence → |