Call report 2005Q1
NORTHWEST GEORGIA BANK — 2005Q1
The 22 measures NORTHWEST GEORGIA BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 492,198,000 | USD | evidence → |
| Total loans | 322,948,000 | USD | evidence → |
| Allowance for loan losses | 4,287,000 | USD | evidence → |
| Securities available for sale | 90,168,000 | USD | evidence → |
| Securities held to maturity | 40,205,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 362,263,000 | USD | evidence → |
| Interest-bearing deposits | 319,008,000 | USD | evidence → |
| Noninterest-bearing deposits | 43,255,000 | USD | evidence → |
| Equity capital | 33,541,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,593,000 | USD | evidence → |
| Interest expense | 2,638,000 | USD | evidence → |
| Net interest income | 4,955,000 | USD | evidence → |
| Noninterest income | 1,087,000 | USD | evidence → |
| Noninterest expense | 3,317,000 | USD | evidence → |
| Provision for loan losses | 300,000 | USD | evidence → |
| Pretax income | 2,425,000 | USD | evidence → |
| Income tax | 807,000 | USD | evidence → |
| Net income | 1,618,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 34,699,000 | USD | evidence → |
| Total capital | 46,862,000 | USD | evidence → |
| Risk-weighted assets | 332,956,000 | USD | evidence → |