Call report 2004Q4
NORTHWEST GEORGIA BANK — 2004Q4
The 22 measures NORTHWEST GEORGIA BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 484,165,000 | USD | evidence → |
| Total loans | 316,924,000 | USD | evidence → |
| Allowance for loan losses | 4,140,000 | USD | evidence → |
| Securities available for sale | 90,300,000 | USD | evidence → |
| Securities held to maturity | 41,993,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 354,677,000 | USD | evidence → |
| Interest-bearing deposits | 311,286,000 | USD | evidence → |
| Noninterest-bearing deposits | 43,391,000 | USD | evidence → |
| Equity capital | 35,452,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 27,391,000 | USD | evidence → |
| Interest expense | 9,815,000 | USD | evidence → |
| Net interest income | 17,576,000 | USD | evidence → |
| Noninterest income | 3,973,000 | USD | evidence → |
| Noninterest expense | 12,478,000 | USD | evidence → |
| Provision for loan losses | 1,900,000 | USD | evidence → |
| Pretax income | 7,128,000 | USD | evidence → |
| Income tax | 2,310,000 | USD | evidence → |
| Net income | 4,818,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 35,490,000 | USD | evidence → |
| Total capital | 47,535,000 | USD | evidence → |
| Risk-weighted assets | 323,521,000 | USD | evidence → |