Call report 2005Q1
UNITED BANK & TRUST — 2005Q1
The 22 measures UNITED BANK & TRUST reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 375,542,000 | USD | evidence → |
| Total loans | 237,403,000 | USD | evidence → |
| Allowance for loan losses | 2,558,000 | USD | evidence → |
| Securities available for sale | 102,900,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 299,230,000 | USD | evidence → |
| Interest-bearing deposits | 277,085,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,145,000 | USD | evidence → |
| Equity capital | 40,955,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,417,000 | USD | evidence → |
| Interest expense | 1,592,000 | USD | evidence → |
| Net interest income | 2,825,000 | USD | evidence → |
| Noninterest income | 361,000 | USD | evidence → |
| Noninterest expense | 1,815,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,364,000 | USD | evidence → |
| Income tax | 506,000 | USD | evidence → |
| Net income | 858,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 29,580,000 | USD | evidence → |
| Total capital | 32,138,000 | USD | evidence → |
| Risk-weighted assets | 234,598,000 | USD | evidence → |