Call report 2004Q4
UNITED BANK & TRUST — 2004Q4
The 22 measures UNITED BANK & TRUST reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 368,279,000 | USD | evidence → |
| Total loans | 223,852,000 | USD | evidence → |
| Allowance for loan losses | 2,701,000 | USD | evidence → |
| Securities available for sale | 104,651,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 312,429,000 | USD | evidence → |
| Interest-bearing deposits | 288,191,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,238,000 | USD | evidence → |
| Equity capital | 41,860,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,218,000 | USD | evidence → |
| Interest expense | 5,667,000 | USD | evidence → |
| Net interest income | 8,551,000 | USD | evidence → |
| Noninterest income | 1,169,000 | USD | evidence → |
| Noninterest expense | 5,963,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 3,808,000 | USD | evidence → |
| Income tax | 1,444,000 | USD | evidence → |
| Net income | 2,364,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 29,831,000 | USD | evidence → |
| Total capital | 32,532,000 | USD | evidence → |
| Risk-weighted assets | 227,029,000 | USD | evidence → |