Call report 2019Q1
BANK OF PONTIAC — 2019Q1
The 22 measures BANK OF PONTIAC reported to the FFIEC for 2019Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 532,441,000 | USD | evidence → |
| Total loans | 416,243,000 | USD | evidence → |
| Allowance for loan losses | 4,335,000 | USD | evidence → |
| Securities available for sale | 66,648,000 | USD | evidence → |
| Securities held to maturity | 9,946,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 452,378,000 | USD | evidence → |
| Interest-bearing deposits | 377,007,000 | USD | evidence → |
| Noninterest-bearing deposits | 75,371,000 | USD | evidence → |
| Equity capital | 70,760,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,703,000 | USD | evidence → |
| Interest expense | 876,000 | USD | evidence → |
| Net interest income | 4,827,000 | USD | evidence → |
| Noninterest income | 765,000 | USD | evidence → |
| Noninterest expense | 2,910,000 | USD | evidence → |
| Provision for loan losses | 450,000 | USD | evidence → |
| Pretax income | 2,234,000 | USD | evidence → |
| Income tax | 573,000 | USD | evidence → |
| Net income | 1,661,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 71,962,000 | USD | evidence → |
| Total capital | 76,297,000 | USD | evidence → |
| Risk-weighted assets | 388,754,000 | USD | evidence → |