Call report 2018Q4
BANK OF PONTIAC — 2018Q4
The 22 measures BANK OF PONTIAC reported to the FFIEC for 2018Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 547,164,000 | USD | evidence → |
| Total loans | 416,948,000 | USD | evidence → |
| Allowance for loan losses | 4,367,000 | USD | evidence → |
| Securities available for sale | 71,562,000 | USD | evidence → |
| Securities held to maturity | 5,411,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 469,750,000 | USD | evidence → |
| Interest-bearing deposits | 384,565,000 | USD | evidence → |
| Noninterest-bearing deposits | 85,185,000 | USD | evidence → |
| Equity capital | 68,356,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 21,791,000 | USD | evidence → |
| Interest expense | 2,730,000 | USD | evidence → |
| Net interest income | 19,061,000 | USD | evidence → |
| Noninterest income | 2,967,000 | USD | evidence → |
| Noninterest expense | 12,351,000 | USD | evidence → |
| Provision for loan losses | 990,000 | USD | evidence → |
| Pretax income | 8,636,000 | USD | evidence → |
| Income tax | 2,102,000 | USD | evidence → |
| Net income | 6,534,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 70,264,000 | USD | evidence → |
| Total capital | 74,631,000 | USD | evidence → |
| Risk-weighted assets | 390,134,000 | USD | evidence → |