Call report 2010Q1
BANK OF PONTIAC — 2010Q1
The 22 measures BANK OF PONTIAC reported to the FFIEC for 2010Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 290,782,000 | USD | evidence → |
| Total loans | 192,125,000 | USD | evidence → |
| Allowance for loan losses | 3,128,000 | USD | evidence → |
| Securities available for sale | 74,546,000 | USD | evidence → |
| Securities held to maturity | 412,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 239,783,000 | USD | evidence → |
| Interest-bearing deposits | 209,274,000 | USD | evidence → |
| Noninterest-bearing deposits | 30,509,000 | USD | evidence → |
| Equity capital | 38,539,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,762,000 | USD | evidence → |
| Interest expense | 953,000 | USD | evidence → |
| Net interest income | 2,809,000 | USD | evidence → |
| Noninterest income | 746,000 | USD | evidence → |
| Noninterest expense | 1,645,000 | USD | evidence → |
| Provision for loan losses | 610,000 | USD | evidence → |
| Pretax income | 1,351,000 | USD | evidence → |
| Income tax | 460,000 | USD | evidence → |
| Net income | 891,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 37,963,000 | USD | evidence → |
| Total capital | 40,286,000 | USD | evidence → |
| Risk-weighted assets | 185,061,000 | USD | evidence → |