Call report 2009Q4
BANK OF PONTIAC — 2009Q4
The 22 measures BANK OF PONTIAC reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 297,875,000 | USD | evidence → |
| Total loans | 191,634,000 | USD | evidence → |
| Allowance for loan losses | 3,665,000 | USD | evidence → |
| Securities available for sale | 73,547,000 | USD | evidence → |
| Securities held to maturity | 425,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 247,375,000 | USD | evidence → |
| Interest-bearing deposits | 214,069,000 | USD | evidence → |
| Noninterest-bearing deposits | 33,306,000 | USD | evidence → |
| Equity capital | 38,391,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,100,000 | USD | evidence → |
| Interest expense | 4,516,000 | USD | evidence → |
| Net interest income | 10,584,000 | USD | evidence → |
| Noninterest income | 2,974,000 | USD | evidence → |
| Noninterest expense | 6,945,000 | USD | evidence → |
| Provision for loan losses | 1,875,000 | USD | evidence → |
| Pretax income | 4,739,000 | USD | evidence → |
| Income tax | 1,418,000 | USD | evidence → |
| Net income | 3,321,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 37,698,000 | USD | evidence → |
| Total capital | 40,040,000 | USD | evidence → |
| Risk-weighted assets | 186,081,000 | USD | evidence → |