Call report 2004Q4
CITIZENS COMMERCE BANK — 2004Q4
The 22 measures CITIZENS COMMERCE BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 202,494,000 | USD | evidence → |
| Total loans | 163,019,000 | USD | evidence → |
| Allowance for loan losses | 2,002,000 | USD | evidence → |
| Securities available for sale | 21,305,000 | USD | evidence → |
| Securities held to maturity | 9,608,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 161,177,000 | USD | evidence → |
| Interest-bearing deposits | 146,864,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,314,000 | USD | evidence → |
| Equity capital | 15,767,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,485,000 | USD | evidence → |
| Interest expense | 4,207,000 | USD | evidence → |
| Net interest income | 7,278,000 | USD | evidence → |
| Noninterest income | 1,382,000 | USD | evidence → |
| Noninterest expense | 5,207,000 | USD | evidence → |
| Provision for loan losses | 383,000 | USD | evidence → |
| Pretax income | 3,354,000 | USD | evidence → |
| Income tax | 1,037,000 | USD | evidence → |
| Net income | 2,317,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,649,000 | USD | evidence → |
| Total capital | 17,650,000 | USD | evidence → |
| Risk-weighted assets | 161,001,000 | USD | evidence → |