Call report 2004Q3
CITIZENS COMMERCE BANK — 2004Q3
The 22 measures CITIZENS COMMERCE BANK reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 195,873,000 | USD | evidence → |
| Total loans | 164,199,000 | USD | evidence → |
| Allowance for loan losses | 2,109,000 | USD | evidence → |
| Securities available for sale | 10,672,000 | USD | evidence → |
| Securities held to maturity | 10,122,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 157,270,000 | USD | evidence → |
| Interest-bearing deposits | 144,832,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,439,000 | USD | evidence → |
| Equity capital | 15,548,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,441,000 | USD | evidence → |
| Interest expense | 3,083,000 | USD | evidence → |
| Net interest income | 5,358,000 | USD | evidence → |
| Noninterest income | 1,043,000 | USD | evidence → |
| Noninterest expense | 4,017,000 | USD | evidence → |
| Provision for loan losses | 323,000 | USD | evidence → |
| Pretax income | 2,344,000 | USD | evidence → |
| Income tax | 722,000 | USD | evidence → |
| Net income | 1,622,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,359,000 | USD | evidence → |
| Total capital | 17,327,000 | USD | evidence → |
| Risk-weighted assets | 157,282,000 | USD | evidence → |