Call report 2005Q1
FIRST CORNERSTONE BANK — 2005Q1
The 22 measures FIRST CORNERSTONE BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 110,770,000 | USD | evidence → |
| Total loans | 75,560,000 | USD | evidence → |
| Allowance for loan losses | 885,000 | USD | evidence → |
| Securities available for sale | 26,577,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 89,800,000 | USD | evidence → |
| Interest-bearing deposits | 83,484,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,316,000 | USD | evidence → |
| Equity capital | 10,036,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,488,000 | USD | evidence → |
| Interest expense | 726,000 | USD | evidence → |
| Net interest income | 762,000 | USD | evidence → |
| Noninterest income | 10,000 | USD | evidence → |
| Noninterest expense | 735,000 | USD | evidence → |
| Provision for loan losses | 14,000 | USD | evidence → |
| Pretax income | 42,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 42,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,366,000 | USD | evidence → |
| Total capital | 11,251,000 | USD | evidence → |
| Risk-weighted assets | 73,300,000 | USD | evidence → |