Call report 2004Q4
FIRST CORNERSTONE BANK — 2004Q4
The 22 measures FIRST CORNERSTONE BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 107,446,000 | USD | evidence → |
| Total loans | 74,319,000 | USD | evidence → |
| Allowance for loan losses | 871,000 | USD | evidence → |
| Securities available for sale | 27,341,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 86,320,000 | USD | evidence → |
| Interest-bearing deposits | 81,058,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,262,000 | USD | evidence → |
| Equity capital | 10,260,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,064,000 | USD | evidence → |
| Interest expense | 2,200,000 | USD | evidence → |
| Net interest income | 2,864,000 | USD | evidence → |
| Noninterest income | 26,000 | USD | evidence → |
| Noninterest expense | 2,406,000 | USD | evidence → |
| Provision for loan losses | 104,000 | USD | evidence → |
| Pretax income | 380,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 380,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,368,000 | USD | evidence → |
| Total capital | 11,239,000 | USD | evidence → |
| Risk-weighted assets | 71,470,000 | USD | evidence → |