Call report 2007Q2
SCHERTZ BANK & TRUST — 2007Q2
The 22 measures SCHERTZ BANK & TRUST reported to the FFIEC for 2007Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 130,483,000 | USD | evidence → |
| Total loans | 78,391,000 | USD | evidence → |
| Allowance for loan losses | 516,000 | USD | evidence → |
| Securities available for sale | 43,427,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 112,568,000 | USD | evidence → |
| Interest-bearing deposits | 80,658,000 | USD | evidence → |
| Noninterest-bearing deposits | 31,910,000 | USD | evidence → |
| Equity capital | 17,550,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,145,000 | USD | evidence → |
| Interest expense | 1,372,000 | USD | evidence → |
| Net interest income | 2,773,000 | USD | evidence → |
| Noninterest income | 586,000 | USD | evidence → |
| Noninterest expense | 2,285,000 | USD | evidence → |
| Provision for loan losses | 4,000 | USD | evidence → |
| Pretax income | 1,070,000 | USD | evidence → |
| Income tax | 290,000 | USD | evidence → |
| Net income | 780,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,972,000 | USD | evidence → |
| Total capital | 18,488,000 | USD | evidence → |
| Risk-weighted assets | 87,277,000 | USD | evidence → |