Call report 2007Q1
SCHERTZ BANK & TRUST — 2007Q1
The 22 measures SCHERTZ BANK & TRUST reported to the FFIEC for 2007Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 134,461,000 | USD | evidence → |
| Total loans | 78,036,000 | USD | evidence → |
| Allowance for loan losses | 519,000 | USD | evidence → |
| Securities available for sale | 41,330,000 | USD | evidence → |
| Securities held to maturity | 25,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 116,511,000 | USD | evidence → |
| Interest-bearing deposits | 83,500,000 | USD | evidence → |
| Noninterest-bearing deposits | 33,011,000 | USD | evidence → |
| Equity capital | 17,562,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,056,000 | USD | evidence → |
| Interest expense | 670,000 | USD | evidence → |
| Net interest income | 1,386,000 | USD | evidence → |
| Noninterest income | 291,000 | USD | evidence → |
| Noninterest expense | 1,122,000 | USD | evidence → |
| Provision for loan losses | 1,000 | USD | evidence → |
| Pretax income | 554,000 | USD | evidence → |
| Income tax | 149,000 | USD | evidence → |
| Net income | 405,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,597,000 | USD | evidence → |
| Total capital | 18,116,000 | USD | evidence → |
| Risk-weighted assets | 87,857,000 | USD | evidence → |