Call report 2005Q1
BANK OF WAYNESBORO — 2005Q1
The 22 measures BANK OF WAYNESBORO reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 110,591,000 | USD | evidence → |
| Total loans | 84,107,000 | USD | evidence → |
| Allowance for loan losses | 2,003,000 | USD | evidence → |
| Securities available for sale | 12,349,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 94,761,000 | USD | evidence → |
| Interest-bearing deposits | 84,467,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,293,000 | USD | evidence → |
| Equity capital | 10,222,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,525,000 | USD | evidence → |
| Interest expense | 438,000 | USD | evidence → |
| Net interest income | 1,087,000 | USD | evidence → |
| Noninterest income | 201,000 | USD | evidence → |
| Noninterest expense | 762,000 | USD | evidence → |
| Provision for loan losses | 79,000 | USD | evidence → |
| Pretax income | 447,000 | USD | evidence → |
| Income tax | 160,000 | USD | evidence → |
| Net income | 287,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,278,000 | USD | evidence → |
| Total capital | 11,300,000 | USD | evidence → |
| Risk-weighted assets | 80,802,000 | USD | evidence → |