Call report 2004Q4
BANK OF WAYNESBORO — 2004Q4
The 22 measures BANK OF WAYNESBORO reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 101,633,000 | USD | evidence → |
| Total loans | 76,354,000 | USD | evidence → |
| Allowance for loan losses | 1,960,000 | USD | evidence → |
| Securities available for sale | 11,673,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 85,994,000 | USD | evidence → |
| Interest-bearing deposits | 76,806,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,187,000 | USD | evidence → |
| Equity capital | 10,088,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,264,000 | USD | evidence → |
| Interest expense | 1,240,000 | USD | evidence → |
| Net interest income | 4,024,000 | USD | evidence → |
| Noninterest income | 680,000 | USD | evidence → |
| Noninterest expense | 2,671,000 | USD | evidence → |
| Provision for loan losses | 357,000 | USD | evidence → |
| Pretax income | 1,678,000 | USD | evidence → |
| Income tax | 586,000 | USD | evidence → |
| Net income | 1,092,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,086,000 | USD | evidence → |
| Total capital | 11,021,000 | USD | evidence → |
| Risk-weighted assets | 73,501,000 | USD | evidence → |