Call report 2008Q2
SMARTBANK — 2008Q2
The 22 measures SMARTBANK reported to the FFIEC for 2008Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 204,807,000 | USD | evidence → |
| Total loans | 159,582,000 | USD | evidence → |
| Allowance for loan losses | 1,995,000 | USD | evidence → |
| Securities available for sale | 32,209,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 163,427,000 | USD | evidence → |
| Interest-bearing deposits | 137,990,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,437,000 | USD | evidence → |
| Equity capital | 19,894,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,159,000 | USD | evidence → |
| Interest expense | 2,815,000 | USD | evidence → |
| Net interest income | 2,344,000 | USD | evidence → |
| Noninterest income | 107,000 | USD | evidence → |
| Noninterest expense | 2,320,000 | USD | evidence → |
| Provision for loan losses | 418,000 | USD | evidence → |
| Pretax income | -287,000 | USD | evidence → |
| Income tax | 50,000 | USD | evidence → |
| Net income | -337,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,347,000 | USD | evidence → |
| Total capital | 22,342,000 | USD | evidence → |
| Risk-weighted assets | 171,375,000 | USD | evidence → |