Call report 2008Q1
SMARTBANK — 2008Q1
The 22 measures SMARTBANK reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 178,593,000 | USD | evidence → |
| Total loans | 142,992,000 | USD | evidence → |
| Allowance for loan losses | 1,787,000 | USD | evidence → |
| Securities available for sale | 28,580,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 156,166,000 | USD | evidence → |
| Interest-bearing deposits | 146,836,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,330,000 | USD | evidence → |
| Equity capital | 16,665,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,509,000 | USD | evidence → |
| Interest expense | 1,414,000 | USD | evidence → |
| Net interest income | 1,095,000 | USD | evidence → |
| Noninterest income | 46,000 | USD | evidence → |
| Noninterest expense | 1,111,000 | USD | evidence → |
| Provision for loan losses | 210,000 | USD | evidence → |
| Pretax income | -180,000 | USD | evidence → |
| Income tax | 40,000 | USD | evidence → |
| Net income | -220,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,604,000 | USD | evidence → |
| Total capital | 18,391,000 | USD | evidence → |
| Risk-weighted assets | 153,212,000 | USD | evidence → |