Call report 2008Q4
VALLEY CENTRAL BANK — 2008Q4
The 22 measures VALLEY CENTRAL BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 80,564,000 | USD | evidence → |
| Total loans | 54,759,000 | USD | evidence → |
| Allowance for loan losses | 325,000 | USD | evidence → |
| Securities available for sale | 9,502,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 53,943,000 | USD | evidence → |
| Interest-bearing deposits | 53,439,000 | USD | evidence → |
| Noninterest-bearing deposits | 504,000 | USD | evidence → |
| Equity capital | 25,368,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,325,000 | USD | evidence → |
| Interest expense | 1,697,000 | USD | evidence → |
| Net interest income | 2,628,000 | USD | evidence → |
| Noninterest income | -1,000 | USD | evidence → |
| Noninterest expense | 1,605,000 | USD | evidence → |
| Provision for loan losses | 75,000 | USD | evidence → |
| Pretax income | 947,000 | USD | evidence → |
| Income tax | 322,000 | USD | evidence → |
| Net income | 625,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 25,317,000 | USD | evidence → |
| Total capital | 25,642,000 | USD | evidence → |
| Risk-weighted assets | 40,284,000 | USD | evidence → |