Call report 2008Q3
VALLEY CENTRAL BANK — 2008Q3
The 22 measures VALLEY CENTRAL BANK reported to the FFIEC for 2008Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 80,777,000 | USD | evidence → |
| Total loans | 54,902,000 | USD | evidence → |
| Allowance for loan losses | 270,000 | USD | evidence → |
| Securities available for sale | 8,947,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 54,231,000 | USD | evidence → |
| Interest-bearing deposits | 53,601,000 | USD | evidence → |
| Noninterest-bearing deposits | 630,000 | USD | evidence → |
| Equity capital | 25,211,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,279,000 | USD | evidence → |
| Interest expense | 1,305,000 | USD | evidence → |
| Net interest income | 1,974,000 | USD | evidence → |
| Noninterest income | 4,000 | USD | evidence → |
| Noninterest expense | 1,210,000 | USD | evidence → |
| Provision for loan losses | 45,000 | USD | evidence → |
| Pretax income | 723,000 | USD | evidence → |
| Income tax | 246,000 | USD | evidence → |
| Net income | 477,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 25,169,000 | USD | evidence → |
| Total capital | 25,445,000 | USD | evidence → |
| Risk-weighted assets | 40,785,000 | USD | evidence → |