Call report 2008Q1
VALLEY CENTRAL BANK — 2008Q1
The 22 measures VALLEY CENTRAL BANK reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 80,812,000 | USD | evidence → |
| Total loans | 53,676,000 | USD | evidence → |
| Allowance for loan losses | 240,000 | USD | evidence → |
| Securities available for sale | 8,066,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 54,247,000 | USD | evidence → |
| Interest-bearing deposits | 53,528,000 | USD | evidence → |
| Noninterest-bearing deposits | 719,000 | USD | evidence → |
| Equity capital | 25,238,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,116,000 | USD | evidence → |
| Interest expense | 459,000 | USD | evidence → |
| Net interest income | 657,000 | USD | evidence → |
| Noninterest income | 6,000 | USD | evidence → |
| Noninterest expense | 413,000 | USD | evidence → |
| Provision for loan losses | 15,000 | USD | evidence → |
| Pretax income | 235,000 | USD | evidence → |
| Income tax | 80,000 | USD | evidence → |
| Net income | 155,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 24,846,000 | USD | evidence → |
| Total capital | 25,296,000 | USD | evidence → |
| Risk-weighted assets | 39,846,000 | USD | evidence → |