Call report 2007Q4
VALLEY CENTRAL BANK — 2007Q4
The 22 measures VALLEY CENTRAL BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 79,702,000 | USD | evidence → |
| Total loans | 54,202,000 | USD | evidence → |
| Allowance for loan losses | 333,000 | USD | evidence → |
| Securities available for sale | 8,111,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 53,326,000 | USD | evidence → |
| Interest-bearing deposits | 52,821,000 | USD | evidence → |
| Noninterest-bearing deposits | 505,000 | USD | evidence → |
| Equity capital | 25,149,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,653,000 | USD | evidence → |
| Interest expense | 1,872,000 | USD | evidence → |
| Net interest income | 2,781,000 | USD | evidence → |
| Noninterest income | 27,000 | USD | evidence → |
| Noninterest expense | 1,458,000 | USD | evidence → |
| Provision for loan losses | 60,000 | USD | evidence → |
| Pretax income | 1,290,000 | USD | evidence → |
| Income tax | 439,000 | USD | evidence → |
| Net income | 851,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 24,690,000 | USD | evidence → |
| Total capital | 25,309,000 | USD | evidence → |
| Risk-weighted assets | 39,824,000 | USD | evidence → |