Call report 2004Q1
VALLEY CENTRAL BANK — 2004Q1
The 22 measures VALLEY CENTRAL BANK reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 81,019,000 | USD | evidence → |
| Total loans | 52,046,000 | USD | evidence → |
| Allowance for loan losses | 266,000 | USD | evidence → |
| Securities available for sale | 14,300,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 57,703,000 | USD | evidence → |
| Interest-bearing deposits | 57,485,000 | USD | evidence → |
| Noninterest-bearing deposits | 218,000 | USD | evidence → |
| Equity capital | 21,849,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,020,000 | USD | evidence → |
| Interest expense | 259,000 | USD | evidence → |
| Net interest income | 761,000 | USD | evidence → |
| Noninterest income | 8,000 | USD | evidence → |
| Noninterest expense | 348,000 | USD | evidence → |
| Provision for loan losses | 3,000 | USD | evidence → |
| Pretax income | 418,000 | USD | evidence → |
| Income tax | 142,000 | USD | evidence → |
| Net income | 276,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,041,000 | USD | evidence → |
| Total capital | 21,808,000 | USD | evidence → |
| Risk-weighted assets | 38,934,000 | USD | evidence → |