Call report 2003Q4
VALLEY CENTRAL BANK — 2003Q4
The 22 measures VALLEY CENTRAL BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 81,496,000 | USD | evidence → |
| Total loans | 52,050,000 | USD | evidence → |
| Allowance for loan losses | 263,000 | USD | evidence → |
| Securities available for sale | 14,070,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 58,692,000 | USD | evidence → |
| Interest-bearing deposits | 58,533,000 | USD | evidence → |
| Noninterest-bearing deposits | 159,000 | USD | evidence → |
| Equity capital | 21,519,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,339,000 | USD | evidence → |
| Interest expense | 1,409,000 | USD | evidence → |
| Net interest income | 2,930,000 | USD | evidence → |
| Noninterest income | 34,000 | USD | evidence → |
| Noninterest expense | 1,393,000 | USD | evidence → |
| Provision for loan losses | 11,000 | USD | evidence → |
| Pretax income | 1,667,000 | USD | evidence → |
| Income tax | 567,000 | USD | evidence → |
| Net income | 1,100,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,765,000 | USD | evidence → |
| Total capital | 21,522,000 | USD | evidence → |
| Risk-weighted assets | 38,949,000 | USD | evidence → |