Call report 2003Q1
VALLEY CENTRAL BANK — 2003Q1
The 22 measures VALLEY CENTRAL BANK reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 83,864,000 | USD | evidence → |
| Total loans | 54,950,000 | USD | evidence → |
| Allowance for loan losses | 254,000 | USD | evidence → |
| Securities available for sale | 12,227,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 61,663,000 | USD | evidence → |
| Interest-bearing deposits | 61,475,000 | USD | evidence → |
| Noninterest-bearing deposits | 188,000 | USD | evidence → |
| Equity capital | 20,759,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,158,000 | USD | evidence → |
| Interest expense | 400,000 | USD | evidence → |
| Net interest income | 758,000 | USD | evidence → |
| Noninterest income | 6,000 | USD | evidence → |
| Noninterest expense | 354,000 | USD | evidence → |
| Provision for loan losses | 2,000 | USD | evidence → |
| Pretax income | 515,000 | USD | evidence → |
| Income tax | 175,000 | USD | evidence → |
| Net income | 340,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,005,000 | USD | evidence → |
| Total capital | 20,708,000 | USD | evidence → |
| Risk-weighted assets | 40,619,000 | USD | evidence → |