Call report 2002Q4
VALLEY CENTRAL BANK — 2002Q4
The 22 measures VALLEY CENTRAL BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 83,484,000 | USD | evidence → |
| Total loans | 54,256,000 | USD | evidence → |
| Allowance for loan losses | 252,000 | USD | evidence → |
| Securities available for sale | 10,755,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 61,566,000 | USD | evidence → |
| Interest-bearing deposits | 61,422,000 | USD | evidence → |
| Noninterest-bearing deposits | 144,000 | USD | evidence → |
| Equity capital | 20,574,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,951,000 | USD | evidence → |
| Interest expense | 2,050,000 | USD | evidence → |
| Net interest income | 2,901,000 | USD | evidence → |
| Noninterest income | 32,000 | USD | evidence → |
| Noninterest expense | 1,335,000 | USD | evidence → |
| Provision for loan losses | 12,000 | USD | evidence → |
| Pretax income | 1,586,000 | USD | evidence → |
| Income tax | 539,000 | USD | evidence → |
| Net income | 1,047,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,664,000 | USD | evidence → |
| Total capital | 20,469,000 | USD | evidence → |
| Risk-weighted assets | 39,883,000 | USD | evidence → |