Call report 2016Q1
STURGIS BANK & TRUST COMPANY — 2016Q1
The 22 measures STURGIS BANK & TRUST COMPANY reported to the FFIEC for 2016Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 377,684,000 | USD | evidence → |
| Total loans | 262,559,000 | USD | evidence → |
| Allowance for loan losses | 3,238,000 | USD | evidence → |
| Securities available for sale | 27,225,000 | USD | evidence → |
| Securities held to maturity | 21,569,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 299,660,000 | USD | evidence → |
| Interest-bearing deposits | 232,008,000 | USD | evidence → |
| Noninterest-bearing deposits | 67,652,000 | USD | evidence → |
| Equity capital | 35,360,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,424,000 | USD | evidence → |
| Interest expense | 416,000 | USD | evidence → |
| Net interest income | 3,008,000 | USD | evidence → |
| Noninterest income | 1,204,000 | USD | evidence → |
| Noninterest expense | 3,314,000 | USD | evidence → |
| Provision for loan losses | 94,000 | USD | evidence → |
| Pretax income | 805,000 | USD | evidence → |
| Income tax | 167,000 | USD | evidence → |
| Net income | 638,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 31,431,000 | USD | evidence → |
| Total capital | 34,382,000 | USD | evidence → |
| Risk-weighted assets | 235,810,000 | USD | evidence → |