Call report 2015Q4
STURGIS BANK & TRUST COMPANY — 2015Q4
The 22 measures STURGIS BANK & TRUST COMPANY reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 368,464,000 | USD | evidence → |
| Total loans | 258,618,000 | USD | evidence → |
| Allowance for loan losses | 3,213,000 | USD | evidence → |
| Securities available for sale | 27,635,000 | USD | evidence → |
| Securities held to maturity | 19,245,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 284,065,000 | USD | evidence → |
| Interest-bearing deposits | 218,998,000 | USD | evidence → |
| Noninterest-bearing deposits | 65,067,000 | USD | evidence → |
| Equity capital | 35,260,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,733,000 | USD | evidence → |
| Interest expense | 1,776,000 | USD | evidence → |
| Net interest income | 10,957,000 | USD | evidence → |
| Noninterest income | 5,923,000 | USD | evidence → |
| Noninterest expense | 13,882,000 | USD | evidence → |
| Provision for loan losses | -219,000 | USD | evidence → |
| Pretax income | 3,215,000 | USD | evidence → |
| Income tax | 551,000 | USD | evidence → |
| Net income | 2,664,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 31,165,000 | USD | evidence → |
| Total capital | 34,046,000 | USD | evidence → |
| Risk-weighted assets | 230,110,000 | USD | evidence → |