Call report 2015Q1
STURGIS BANK & TRUST COMPANY — 2015Q1
The 22 measures STURGIS BANK & TRUST COMPANY reported to the FFIEC for 2015Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 330,390,000 | USD | evidence → |
| Total loans | 240,030,000 | USD | evidence → |
| Allowance for loan losses | 3,368,000 | USD | evidence → |
| Securities available for sale | 6,968,000 | USD | evidence → |
| Securities held to maturity | 2,304,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 251,597,000 | USD | evidence → |
| Interest-bearing deposits | 198,357,000 | USD | evidence → |
| Noninterest-bearing deposits | 53,240,000 | USD | evidence → |
| Equity capital | 33,694,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,876,000 | USD | evidence → |
| Interest expense | 442,000 | USD | evidence → |
| Net interest income | 2,434,000 | USD | evidence → |
| Noninterest income | 1,366,000 | USD | evidence → |
| Noninterest expense | 3,299,000 | USD | evidence → |
| Provision for loan losses | -85,000 | USD | evidence → |
| Pretax income | 586,000 | USD | evidence → |
| Income tax | 139,000 | USD | evidence → |
| Net income | 447,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 29,998,000 | USD | evidence → |
| Total capital | 32,618,000 | USD | evidence → |
| Risk-weighted assets | 205,602,000 | USD | evidence → |