Call report 2014Q4
STURGIS BANK & TRUST COMPANY — 2014Q4
The 22 measures STURGIS BANK & TRUST COMPANY reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 312,376,000 | USD | evidence → |
| Total loans | 241,524,000 | USD | evidence → |
| Allowance for loan losses | 3,437,000 | USD | evidence → |
| Securities available for sale | 7,044,000 | USD | evidence → |
| Securities held to maturity | 5,792,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 234,296,000 | USD | evidence → |
| Interest-bearing deposits | 182,907,000 | USD | evidence → |
| Noninterest-bearing deposits | 51,389,000 | USD | evidence → |
| Equity capital | 33,464,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,852,000 | USD | evidence → |
| Interest expense | 1,970,000 | USD | evidence → |
| Net interest income | 9,882,000 | USD | evidence → |
| Noninterest income | 5,071,000 | USD | evidence → |
| Noninterest expense | 12,266,000 | USD | evidence → |
| Provision for loan losses | 104,000 | USD | evidence → |
| Pretax income | 2,583,000 | USD | evidence → |
| Income tax | 534,000 | USD | evidence → |
| Net income | 2,049,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 30,292,000 | USD | evidence → |
| Total capital | 32,860,000 | USD | evidence → |
| Risk-weighted assets | 204,599,000 | USD | evidence → |